Conto Deposito was created in view of the Bank’s growth and diversification. It marks the strategy of the Bank aimed at developing a deposit-taking activity, initially in Italy and subsequently in Germany. Conto Deposito is FCA Bank Italia’s savings product distributed exclusively online. It is highly competitive and offers one of the highest rates in the market, thanks to a structure that makes it accessible and flexible.
Conto Deposito has a Baa1 rating (Moody’s Investors Service Deposits L/T). The product’s main strengths include access and flexibility as well as the safety that comes with the excellent rating and FCA Bank’s participation in the Italian deposit guarantee fund (FITD - Fondo Interbancario di Tutela dei Depositi).
To open Conto Deposito Libero all you have to do is follow a few simple steps and deposit just one euro, without any restriction in terms of maturity. Opening, managing and closing the account are free of charge*. Moreover, with Tempo e Tempo+ and a minimum of €1,000.00 it is possible to have a term deposit.
(*) Except for any tax (stamp duty and withholding tax on interest), where required by law, and postage expenses.
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