Time Deposits are FCA Bank’s saving product available exclusively online. Our deposits are highly competitive and offer one of the highest returns in the market. You can access and manage it in a flexible way, opening, managing and closing them free of charge.
Time Deposits enjoy a Baa1 rating (Moody’s Investors Service Deposits L/T). Our products include the coverage of the Italian deposit guarantee fund (FITD - Fondo Interbancario di Tutela dei Depositi).
To open Time Deposit Libero, all you have to do is follow a few simple steps and deposit just one euro, without any restriction in terms of maturity. Opening, managing and closing the account are free of charge*. Moreover, with Time Deposit Tempo and a minimum of 1.000 euros it is possible to open a term deposit.
(*) Except for any tax (stamp duty and withholding tax on interest), where required by law, and postage expenses. Advertising message for promotional purposes