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FCA Bank Pay

The digital platform that enables retailers to provide new methods of payment.


FCA Bank Pay is an innovative digital platform that enables the participating retail locations to provide new methods of payment. Instalments, with or without interest, or just one single payment.

FCA Bank Pay has been developed to provide the Bank’s mobility partners a flexible, immediate and cutting-edge payment system that makes it possible to pay instalments for purchases made in physical shops, through SmartPOS or the PaybyLink system, or online, through the operator's store.

Inspired by the Buy Now Pay Later (BNPL) trend in Europe, FCA Bank Pay has been developed to provide the Bank’s mobility partners with a flexible, immediate and cutting-edge system, ideal for the sale of services, repairs, spare parts and accessories.

The platform makes available two options with instant execution:

  • Split Payment, which provides extended payment terms for small amounts with no interest and short due dates.
  • Instant Credit, which provides financing for larger amounts and longer due dates.