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1925 It is the year of the Fiat 509. Car buyers in Italy gain access to the option of credit for the first time. Financing is provided by SAVA (Società Anonima Vendita Automobili), a captive company founded by Fiat in April of the same year, to provide its own financing directly to the Italian market.

28th December: Fiat Auto S.p.A. and Crédit Agricole S.A. form a joint venture to manage FGA's financing operations in Europe. With specific support from a leading European consumer credit firm, the group is able to optimise its commercial effectiveness and improve the loyalty of its various targets – the dealership network, retail clients and businesses – through integrated management of its three lines of business. The joint venture will go on to make the group into an example for others to follow, in which the synergies between the partners' skillsets mean allow them to complete one another, through a series of transactions extending from late 2006 until spring 2007.


In particular:
28 December (the closing date)

• Fiat Auto S.p.A. repurchases the 51% holding in Fidis Retail Italia S.p.A. from Synesis Finanziaria S.p.A.;
• The fully-owned subsidiary FiatSava S.p.A. is merged into Fidis Retail Italia S.p.A.;
• Fidis Retail Italia S.p.A. is registered in the special list pursuant to Art. 107 of Legislative Decree No. 385/1993 (Consolidated Act);
• Fidis Retail Italia S.p.A. changes its name to Fiat Auto Financial Services S.p.A.;
• Fiat Auto S.p.A subscribes for the capital increase needed to provide the joint venture with the financial resources required by current regulatory capital requirements for financial intermediaries;
• Sofinco S.A. (Crédit Agricole group) acquires a 50% interest.

1st March: Fiat Group Automobiles S.p.A. (formerly Fiat Auto S.p.A.) consolidates all of its European holdings in the field of financing for sales networks and vehicle hire within Fidis Retail Italia S.p.A.

5 April: ollowing the change of name by Fiat Auto to Fiat Group Automobiles S.p.A., Fiat Auto Financial Services S.p.A. becomes Fiat Group Automobiles Financial Services S.p.A.

July: Fiat Group Automobiles Financial Services S.p.A. signs an important collaboration agreement with Jaguar Land Rover in the European car financing area, replacing the previous agreement with Ford. The agreement envisages comprehensive management of financing for retail clients and dealerships and for long-term vehicle hire in nine countries (Austria, Belgium, Germany, France, Italy, the Netherlands, Portugal, Spain and the United Kingdom).

1st January : Fiat Group Automobiles Financial Services changes its name to FGA Capital.

October: FGA Capital replaces Daimler Financial Services in managing financial services for all Chrysler brands (Chrysler, Jeep and Dodge), according to an agreement to be extended progressively, starting in October, to twelve countries (Austria, Germany, Denmark, Sweden, Switzerland, France, Italy, the Netherlands, Belgium, Poland, Spain and the United Kingdom).

September:FGA Capital and Maserati sign a collaboration agreement, giving rise to Maserati Financial Services. The agreement, at the European level, extends to all of Maserati’s financing services:

• for its distribution network (wholesale funding, floor plans for new, demonstration and courtesy cars, working capital financing, trade-ins, revolving credit and spare parts financing);
• for end customers (from classic instalment plans, with or without a final balloon payment, to finance and operating leases, and the most innovative, flexible solutions, such as Personal Contract Purchases and Advanced Payment Plans);
• for hire fleets.

All solutions dedicated to private clients can be complemented with high-added-value insurance services.

October: The partnership between FGA Capital and Jaguar Land Rover is renewed for four years from 1 January 2014, with the option of extending the provision of financing services for Jaguar Land Rover until the end of 2021 (in eight European Countries).

November: The joint venture between Fiat Group Automobiles, Crédit Agricole and Crédit Agricole Consumer Finance is renewed up to 31 December 2021, ensuring continuity for FGA Capital in the provision of financial services in its European markets of operation.

16th January: FCA Bank S.p.A. is incorporated by  FCA Italy S.p.A. and Crèdit Agricole Consumer Finance S.A., and, after being awarded a banking licence in Italy, becomes the parent of an international banking group with a presence in most European countries and the southern Mediterranean Basin.

9th July: ERWIN HYMER GROUP and FCA Bank announce the creation of ERWIN HYMER GROUP FINANCE, offering a comprehensive range of services dedicated to providing financing for the dealer network and buyers of motorhomes and caravans produced by the German multinational group.

July: Moody's assigns an A3 rating to FCA Bank, the highest rating of any Italian bank – a strong claim to solidity.

August: FCA Bank launches its first fully online savings product, Conto Deposito.

October: FCA Bank forms a joint venture with Ferrari Financial Services S.p.A.

April: Leasys grows in Europe, starting in Spain.

June: Leasys sets out to conquer the French market.

August: Leasys continues with its internationalization process in Germany and Great Britain.

October: Following its successful Italian début, FCA Bank’s first online savings product is now poised to take the German market by storm with Festgeld.

November: Opening Porta 12: FCA Bank inaugurates new offices.

February: Extension of the joint venture between Fiat Chrysler Automobiles and Crédit Agricole up to 31 December 2022.

Renewal of the cooperation with Jaguar Land Rover.

March: New European partnership with Aston Martin Lagonda and Morgan Motor Company.

October: Leasys completes the acquisition of WinRent, one of the main short-term car rental firms in Italy.

June: The Leasys Mobility Stores are established, physical locations providing mobility solutions “from one hour to a lifetime”.

July: FCA Italy and Crédit Agricole Consumer Finance renewed their equally-held joint venture until the end of 2024.

October: FCA Capital Maroc was set up, to support FCA’s retail customers with innovative financing solutions in Morocco.

Leasys introduced the first car subscription in Italy, Leasys CarCloud, a unique formula to drive cars in total freedom.