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Insurance and services for Owned Mobility

Insurance products and additional services that can be obtained with car loans or leases by FCA Bank


FCA BANK provides a wide range of insurance products under the FCA Insurance Services logo.

The full range of insurance services that can be purchased in connection with any type of loan or lease, catering to every customer need.

Third-Party liability insurance
A policy providing third-party liability coverage, throughout the term of the contract, at a locked-in price.

Theft/fire insurance
Insurance coverage against theft, fire, robbery, natural events, riots, vandalism and glass breakage for the full term of the contract.

Kasko & Collision insurance
The Kasko policy covers damage resulting from collisions with other vehicles, impacts against fixed and movable obstacles, rolls and roadway departure. The Collision policy is triggered only if the other vehicle is identified.

GAP (Guaranteed Asset Protection) insurance
Protects the value of the purchase, providing, in case of theft and total damage, the replacement cost for a given number of years after the accident or an attractive cash valuation based on the market value of the vehicle at the time of the accident.

Protected loan
This policy releases customers, in whole or in part, from the obligation to pay their debt balance in case of sudden and/or unexpected events, such as loss of job, hospitalization, temporary disability.

Warranty extension
This insurance extends the manufacturer’s warranty with a wide range of solutions capable of covering any expenses in case of vehicle breakdown.

Maintenance
The service that provides, for a fixed fee, the Scheduled Maintenance Plan necessary to safeguard the functioning and efficiency of the vehicle.

Roadside assistance
Thanks to this product we guarantee roadside assistance and help on roads and motorways.

Glass/vehicle marking
The marking system available on new and used cars makes the vehicle identifiable in all its parts and represents a strong deterrent against partial thefts and counterfeiting.

SMART (Small Medium Area Repair Technique) insurance
A new policy that allows customers to stop worrying about small damage to the body of the vehicle, keeping it always in perfect conditions.

Tyre insurance
Policy insuring tyres in case of flat or accidental damage, to travel hassle-free.

For more information on the products and the applicable terms and conditions in the markets in which they are available, please select the country of reference:

Austria Belgium Denmark France Germany Greece Italy Netherlands Poland Portugal Spain Switzerland UK

Terms and conditions and durations may vary, depending on the markets where policies are sold.

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