FCA Bank introduces InstantMoto, the instant approval loan for e-bikes and motorcycles

The Bank, which attended EICMA at the Fantic Motor stand, announces the launch of the first loan product with real-time credit evaluation and related disbursement for motorcycles and e-bikes in Italy.

InstantMoto is a simple, secure, omnichannel solution to access financing in 3 minutes, available both at dealerships and online.

FCA Bank continues on its transformational journey, extending its financial services to the two-wheeler world. The Bank launches InstantMoto, the first instant-approval financing dedicated to motorcycles and e-bikes in Italy: a simple, omnichannel solution that can be used to obtain a credit evaluation and access to funds in just three minutes.





The announcement comes at the 79th edition of EICMA, the international two-wheeler trade fair. FCA Bank will be attending at the stand of Fantic Motor, a storied Italian motorcycle manufacturer with which it has recently entered into a partnership. InstantMoto will initially be available on all models made by Fantic - from the legendary Caballero to the Enduro range and the latest electric models offered by the brand - and will eventually be extended to models of other brands.

InstantMoto makes it possible to receive loans of up to €15,000 with maturities of up to 72 months. FCA Bank, with nearly a hundred years of experience in the mobility sector, thus aims to speed up access to financing for motorcycles and e-bikes, giving a new boost to the two-wheeler market.

InstantMoto uses modern digital technologies, from SPID for remote identification to read access to the customer's bank account thanks to PSD2 (Payment Services Directive 2), ensuring real-time credit evaluation and eliminating the requirement to show proof of income. InstantMoto can be applied for either in person, at participating dealerships, or online.